This corner has been been home to a succession of banks including the current United Missouri Bank (UMB), Central National Bank (CNB), and First National Bank (latter established at this site in 1872). First National's 1891 building was torn down in 1963, along with other historic commercial buildings to the south, to make way for a new facility for CNB that had bought out 1st National Bank operations in 1931 (CNB formerly located at 149 East Third Street - see Clio entry for that address).
This structure is within the Carthage Courthouse Square Historic District on the National Register of Historic Places. Although this Mid-century Modern building was a non-conforming structure when the district was first added to the National Register, it now is well over fifty years old itself.
The First National Bank was established in 1872 by Jesse Thacker, President, and several other board members and operated at this location in a two-story brick building. In 1891, the bank built one of the first large-scale commercial buildings constructed entirely of local limestone. (Grace Episcopal Church at 820 Howard Street was the first all-limestone church structure built in 1890.) After the bank's construction project, the quarrying of local stone escalated and was used for more than just ornamental details on homes and commercial buildings.
The structure was designed by Carthage architect C. W. Terry and built by the McNerney Brothers who were contractors and quarry owners. Terry's other designs in Carthage were the 1st National Bank board member Eugene O'Keefe's Cassil Place home on West Central (see Clio entry for Cassil Place), Dr. D. F. Flower's home at 901 Grant and Curtis & Nira Wright's Home at 304 West Macon Street (see Clio entry for this address). The O'Keefe home was moved late in the 20th century to the Precious Moments complex southwest of town but is not open to the public any more. The Flower's home still stands. The Wright home was moved in the late 1980s to Eureka Springs, Arkansas. Terry had worked in Rochester, New York, and Wichita, Kansas, prior to moving to southwest Missouri.
In 1924, 1st National Bank expanded its banking facility south from the original building and erected a four-story commercial structure designed by George Hulin and constructed by J. L. Berkebile. Exterior and interior limestone and marble was provided by the Consolidated Marble and Stone Company of Carthage. It was this set of buildings that Central National Bank took over in 1931. These structures and other historic buildings to the south were torn down for the current structure much to the lament of many Carthage residents at the time and still today. However, the building has started to be noted for its modern exterior (missing original decorative metal screening between the limestone columns) and its almost pristine Mid-century Modern interior.