The first program was a flat grant of 33% of construction costs for rebuilding, payable after the building was completed.
The second program was public housing, constructed on public land, for expected long-term occupancy of those who could not afford market rate housing.
The third program was the construction by the City Corps of Engineers, commanded by US Army General Adolphus Washington Greeley, of 5,610 cottages consisting of two or three rooms, a gas connection, and a coat of green paint. The average cottage size was 10 X 14 feet. The houses were built in public parks and squares throughout the city and leased to the homeless.
These cottages were built with the intent of moving them to private properties, and all rent would be refunded after the cottage was relocated. The cottages filled public spaces and gave low-income families a chance to be homeowners.